From Initial Application To Final Payoff, We’re Here For You.

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Grow Your Business With Our Industry Leading Line of Credit for Builders

 

CERTAINTY

A line of credit provides you with certainty, knowing you have easily accessible capital with reliable terms and structures, whenever you need it.

FLEXIBILITY

Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix-and-flip, and rental properties.

SPEED

Our average time from initial submission to borrower approval is under 10 days.

SIMPLICITY

One-time borrower underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.

Please fill out the application and the Credit Consent Form below in its entirety. Your changes will not be saved until the application and Credit Consent Form is submitted.

Borrower Application

House Construction

    

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!

  • Up to 92.5% LTC, 75% LTV

  • Loans from $75K to $3MM

  • 13, 19, 24-month term options

  • Non-recourse available

  • Interest only loans

  • 1-4 unit residential properties

  • In-house construction management

  • Our FixNFlip loans are the same reliable loans our investors can count on, but we've found a way to make them better.

  • With our FixNFlip,

  • We now offers:

  • Reduced fees

  • No seasoning requirement when the property is refinanced in-house

  • Discounted  on origination fee

FIXNFLIP BRIDGE 

Brick house

  

Single Rental Property Loans
  • One rental property, one loan

  • Loans from $50k to $1mm

  • 5, 10, 30-year options

  • Flexible term and interest rate options

  • Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out

  • No personal income requirements

  • Our Rental loan program offers the same reliable loans we've always offered, but we've found a way to make them better.

  • With our Rental loans, We now offer Reduced rates, as low as 3.5%

  • Reduced fees

  • Better leverage for borrowers who qualify 

Image by todd kent

Portfolio Rental Loans

  • 2 or more rental properties, one loan

  • No maximum loan amount or unit count

  • 5, 10, 30-year options

  • Multiple structure options available, to fit your unique investment strategy

  • Fixed rate, ARMs, fully amortizing, interest only, or balloons

  • Non-recourse available

  • Flexible pre-payment options

  • Looking for the right lending partner to help you scale your Rental Property Portfolio?
  • We’re here for you!
  • Our Rental loan program offers the same reliable loans we've always offered, but we've found a way to make them better.

  • With our Rental portfolio loans, also now we offer

  • Historically low rates as low as 3.25% 

  • Lowered Fees 

House Frames

       New Construction 

 
Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.

  • Up to 90% LTC, 75% LTV

  • Loans from $100k to $3mm

  • 13, 19, 24-month term options

  • Non-recourse available 

  • Interest-only loans, paying only on drawn funds