Our Commercial Loan program is designed for long-term sustainability, hence its fully amortized 30-year term. Properties can be owner-user or used strictly for investment purposes.

LOAN OVERVIEW

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Min. Loan:$100,000

Max. Loan:$6,000,000

Rates:5.74% - 11.24%

​Term:30-years

Payment:Principal & Interest

Frequency:Monthly

Max. LTV:75%

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QUALIFYING

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Credit Score: 650 or greater

Bankruptcy:Discharged or Dismissed

Foreclosure:OK, can't be active

Income:No minimum

Tax Returns:Never requested

Debt-to-Income:No limit

DSCR (> $750K):1.0

DSCR (< $750K):No minimum

Property Type:Multifamily (5+), Mixed-Use, Office,  Retail

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DOCUMENTATION

• Loan Application

• Photo ID

• Entity Docs (if applicable)

• Lease Agreement(s)

Commercial Real Estate Lending Territory

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