Our Commercial Loan program is designed for long-term sustainability, hence its fully amortized 30-year term. Properties can be owner-user or used strictly for investment purposes.
LOAN OVERVIEW
Min. Loan:$100,000
Max. Loan:$6,000,000
Rates:5.74% - 11.24%
Term:30-years
Payment:Principal & Interest
Frequency:Monthly
Max. LTV:75%
QUALIFYING
Credit Score: 650 or greater
Bankruptcy:Discharged or Dismissed
Foreclosure:OK, can't be active
Income:No minimum
Tax Returns:Never requested
Debt-to-Income:No limit
DSCR (> $750K):1.0
DSCR (< $750K):No minimum
Property Type:Multifamily (5+), Mixed-Use, Office, Retail
DOCUMENTATION
-
Loan Application
-
Photo ID
-
Entity Docs (if applicable)
-
Lease Agreement(s)
Commercial Real Estate Lending Territory
INELIGIBLE STATES GRAY
ELIGIBLE STATES GREEN

