The Rental Loan program is a great long-term option for residential properties given its 30-year repayment term. This allows for predictable loan payments that pay down the balance.

Credit Score: 650 or greater

Bankruptcy:Discharged or Dismissed

Foreclosure:OK, can't be active

Income:No minimum

Tax Returns:Never requested

Debt-to-Income:No limit

Zoning:Residential

Occupancy:Non-Owner Occupied

Property Type:Single Family, Condo, Townhouse, or Multifamily

DOCUMENTATION

  • Loan Application

  • Photo ID

  • Entity Docs (if applicable)

  • Lease Agreement(s)

  • Proof of Primary Residence

Commercial Real Estate Lending Territory

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